Seller Financing in Florida: A Win-Win for Buyers and Property Owners?

Seller financing—also known as owner financing—is gaining renewed attention in Florida’s real estate market in 2025. With high mortgage interest rates, tighter lending standards, and elevated home prices limiting affordability, both buyers and sellers are exploring creative financing options …

1. What is seller financing in real estate?

Seller financing is when the property owner acts as the lender, allowing the buyer to purchase the property by making payments directly to the seller, bypassing traditional banks or mortgage lenders.

2. How does seller financing work?

In a seller-financed deal, the …

Hard money loans are a unique and often essential tool for real estate investors. They offer an alternative to traditional financing, providing quicker access to capital for those in need of fast, flexible funding. Whether you're an experienced investor or new to the game, understanding the ins and outs …

It is a proven fact that the easier and less expensive it is to finance a home, the more it will sell for in the end, and the quicker it will sell. Almost all of the run up in values in the last few years can be attributed to the …

In April The Real Deal featured an article that Fannie Mae keeps secret “blacklist” of properties. It reports that Fannie Mae keeps a list of 1400 condominiums that they will no longer finance. This list is growing and is currently more than 1700. It is supposedly to protect borrowers from …

Selling a home can be a complex and multifaceted process, involving various decisions and considerations that impact both the seller's financial well-being and the potential buyer's ability to secure the property. One option that has gained popularity in recent years is seller financing, a unique arrangement where the …

Everyone likes a good deal. Most will just settle for a fair price. If you are actively looking for a new home but will only consider homes that are "priced right" you may end up looking for a long time, get outbid, or never find your dream home at all …

The State of Florida has been declared a Disaster Area by the Federal Government. 

If you have a mortgage on your home, your lender is required by law to give you a three month Forbearance on your mortgage payments with no cost implications or negative affects on your credit …